Seven Wonders of Japanese on Payment and cash

Thank you for visiting my business blog.

I mainly write Fintech-related articles in Japanese but when some serious or interesting accidents or booms happen in Japan, I try to write articles to convey the unique or funny things to foreigners to better understand Japan and Japanese in the Fintech field.

By the way, this is a just funny play to list up “Seven Wonders of Japanese on Payment and cash generally”.
These lists are completely from my own thoughts.
However, probably some of them must be interesting for you.

Why doesn’t cashless operation expand in Japan?







These 7 list-ups must be helpful to the question.

1. Japanese love Cash but at the time some are enthralled by risky investments such as Cryptocurrencies.

2. Japanese can get credit cards easier than persons in foreign countries but they avoid to use it.

3. Japanese are not good at investment to stocks but some are crazy with FX. Japan has the second largest transactions volume of FX all over the world.

4. Japanese tend to have much money with them in purse. Also, many of them are very clever with handling small changes because they don’t like to keep many coins in their purse. However, they are not positive to use cards.

5. Japanese think much of point royalty cards as much as cash.

6. Brand Prepaid Cards are usually to be loaded in advance but in Japan many of them have an original small credit.

7. One of major payment method to use EC is “Cash on delivery” even if he or she has a credit card.

I am going to dig down one by one as series.
After completing all, I hope some of you could understand “Japan unique”.


To be continued.


大学卒業後、官僚として働く。NYに遊びに行った時、ウォール街をぶらついていた時の軽い閃きから、公認会計士を目指そうと思い立ち、心機一転、電卓も使えないのに公認会計士試験の勉強を始める。 1年後無事合格するも、当時は公認会計士は大変な人余り状態、かなり苦労をして中堅監査法人に就職・・・。 しかし、仕事と上司には恵まれ、株式公開準備業務、国際部の立ち上げなど貴重な体験を経て、図らずとも独立。その後、事業会社のCFOや社外役員などを経験し、ブランドプリペイドカード発行事業を手掛けるなど、涙と笑いに包まれた経験を続ける。時々、当初の思惑と現実のギャップに日々苦闘と笑いを繰り返す毎日を過ごしている。 In English



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